Last updated: 02 November 2025

Impact Damage Claims

Impact damage comes from a physical force — a vehicle striking a wall, a fallen tree, or construction equipment hitting a boundary. The cause is usually clear; the challenge is documenting structural and hidden damage.

Make safe

• Secure the area; check for live services (gas, electric, water).
• Temporary shoring or boarding may be required.

Evidence

• Wide and close-up photos of the impact point.
• Notes from first responders or contractors.
• Third-party details if a vehicle is involved (insurer, registration).

Repairs

Expect structural assessment where walls or columns are affected. Works may include brickwork rebuilds, lintel checks, and decoration. Contents damage (e.g., smashed TV) is a separate section.